If you are a member of an occupational pension scheme providing defined benefits then, when you generate your data collection letters, you need to ensure that you send the correct letter.
An active member is a member who continues to build up pension benefits in the scheme. You will still be employed by the employer of whose scheme you are a member.
A deferred member is a member who no longer builds up pension benefits in the scheme. You will generally no longer be employed by the employer of whose scheme you are a member.
A pensioner member is a member who is receiving their pension benefits. You will generally no longer be employed by the employer of whose scheme you are a member and you will receive monthly or weekly pension payments.
You are likely to know if you are a pensioner member since you will know if you receive pension payments from your scheme.
If you are uncertain as to whether or not you are an active member or a deferred member then your are most likely to be a deferred member.
It is recommended to choose the correct membership type for your pension when creating a data collection letter since that way the scheme will have been asked relevant questions about your pension. However, if you do not, then it does not matter too much since when you receive a reply from your scheme it will be apparent to us as to what type of member you are. We can then ensure we tell you what further questions you will need to ask the scheme.
If you have not yet created your Data Collection Letters then you can do so below: